DERIV//DESK is operated by PT Technoir Omega Pratama, a company incorporated under the laws of the Republic of Indonesia. Throughout these Terms, references to “we,” “us,” “our,” or “DERIV//DESK” mean PT Technoir Omega Pratama. References to “you,” “your,” or “the customer” mean the individual purchasing or accessing our course materials.
By accessing technoir.id or purchasing any course, you agree to these Terms. If you do not agree, do not purchase or use the service.
DERIV//DESK sells access to pre-recorded educational video courses, PDF playbooks, and accompanying written materials (collectively, the “Course Materials”). Course Materials cover topics in derivatives trading including but not limited to futures, options, and cross-asset strategy.
The Course Materials are digital educational content only. They do not include:
All course prices are listed in United States Dollars (USD). Payments are processed through Paper.id, our payment provider, which may present the final charge in Indonesian Rupiah (IDR) at the prevailing exchange rate at the time of invoice creation. By completing a purchase, you acknowledge and accept any minor currency-conversion variance between the USD price displayed and the IDR amount ultimately charged.
You are responsible for any bank fees, foreign-transaction fees, or tax obligations that arise from your purchase in your jurisdiction. We do not collect or remit tax on your behalf except where required by Indonesian law.
Course Materials are delivered by email within 24 hours of confirmed payment. Delivery is to the email address you provide at checkout. It is your responsibility to ensure that address is correct and able to receive mail from our domain.
Access to the Course Materials is intended to be lifetime — meaning we do not impose time limits, expiration dates, or recurring subscription fees. However, we reserve the right to revoke access without refund in the case of:
Because the Course Materials are digital goods delivered instantly and consumed at the customer’s discretion, all sales are final once delivery has occurred. This policy complies with Indonesian consumer protection law (UU No. 8/1999) which permits non-refund policies for digital goods where the content has been accessed or downloaded.
If you have not received your Course Materials within 48 hours of payment, contact [email protected]. If we cannot deliver the materials within seven (7) days, we will issue a full refund.
If you are a consumer located in the European Union, the European Economic Area, or the United Kingdom: by purchasing and requesting immediate delivery, you expressly waive your right to a cooling-off period under Directive 2011/83/EU Article 16(m) for digital content supplied on a non-tangible medium. This waiver is acknowledged at checkout.
All Course Materials — including video, written text, diagrams, strategies, frameworks, and proprietary terminology — are the intellectual property of PT Technoir Omega Pratama and are protected by Indonesian copyright law (UU No. 28/2014) and applicable international copyright treaties.
Purchase of a course grants you a limited, non-exclusive, non-transferable, non-sublicensable licence to access and use the Course Materials for your own personal education. You may not:
By using technoir.id and the Course Materials, you agree not to:
Derivatives trading involves substantial risk of loss and is not suitable for all investors. Leveraged products can cause losses that exceed your initial deposit. You may lose all of your invested capital, and you should not trade with money you cannot afford to lose.
Past performance of any strategy, framework, or example discussed in the Course Materials is not indicative of future results. We make no representation or warranty that following any technique taught will produce profits or avoid losses. Every trading decision you make is your own, taken at your own risk, and subject to your own judgement and professional counsel.
If you are uncertain whether trading derivatives is appropriate for your financial situation, you should consult a licensed financial advisor in your jurisdiction before making any trading decision.
To the maximum extent permitted by applicable law:
You agree to indemnify, defend, and hold harmless PT Technoir Omega Pratama, its directors, employees, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or connected with: (a) your breach of these Terms; (b) your violation of any law or third-party right; (c) your trading decisions or financial conduct informed by the Course Materials; or (d) your unauthorised sharing or reproduction of the Course Materials.
These Terms are governed by and construed in accordance with the laws of the Republic of Indonesia, without regard to its conflict-of-law principles.
Any dispute, controversy, or claim arising out of or in connection with these Terms shall first be attempted to be resolved through good-faith negotiation between the parties for a period of thirty (30) days. If negotiation fails, the dispute shall be submitted to and finally resolved by arbitration administered by the Indonesian National Arbitration Board (Badan Arbitrase Nasional Indonesia — BANI) in accordance with its rules, with the seat of arbitration in Jakarta, Indonesia, and proceedings conducted in English.
We may update these Terms from time to time. Material changes will be reflected in the version number and effective date at the top of this document, and — for existing customers — will be communicated by email to the address associated with your purchase. Continued use of Course Materials after an update constitutes acceptance of the revised Terms. Purchases made prior to a material update remain governed by the version in effect at the time of purchase unless the update is required by law.
All legal notices, refund requests, and other formal correspondence should be addressed to: